MICRO-FUNDING

Capital for the other 99%.

The biggest gap in the energy transition isn't technology — it's access to capital. Homes, farms and small businesses are ready to go clean, but capital markets weren't built to see them. We fix that — for customers across the globe, not just in rich countries.

0$M MTN program ceiling
0Value streams / project
0% insured warranty wrap
0% device-verified output

Buying equipment? Start your funding here.

The anewenergy.earth tool walks you through it — your site's real climate data, your energy use, your EV plans, a sized recommendation, an installer match, and the funding package for the equipment you're about to buy, all before you sign anything.

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The Gap

We don't lend money. We make small projects fundable.

A rooftop system in Costa Rica or a micro-grid for a family farm is too small for Wall Street to underwrite — so the people who need clean energy most are told to wait. ANEW Energy closes that gap as a packager, not a lender: the only capital we ever put in is our own equipment on a project.

Every ANEW project throws off four streams of value — the power itself, carbon credits, renewable tax incentives, and a tree planted for every product sold. The power is the engine; the other three are the accelerant. We size the package so the combined value carries the capital equipment plus installation, then aggregate thousands of small projects into paper that institutional capital can actually buy.

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The Power Itself

The biggest stream by far. Every kilowatt-hour either replaces an expensive bill — or diesel — or is sold back to the grid under a contracted rate. Typically 80–95% of what repays the note.

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Carbon Credits

Device-verified emissions reductions, issued through a recognised registry and sold into carbon markets. Worth most where a dirty grid or a diesel generator is being displaced.

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Tax & Import Incentives

Renewable tax credits where they are transferable, and duty and VAT exemptions on clean-energy equipment where they are not. Both cut the amount that has to be borrowed.

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A Tree Per Product

Every product sold plants a tree, tagged and tracked like the hardware it came with. Its financial value is small and we say so — its value is proof of permanence, and eligibility under Costa Rica's environmental-services programme.

EVERYTHING WE BRING TOGETHER

Ten steps. One turning picture.

This is the whole thing in one object. A rooftop in Costa Rica cannot reach the bond market on its own — it takes an audit, an installer, an insurer, a verifier, a basket, a note, an investor and a trustee, in that order, every week. Spin the wheel or click any symbol to walk the ten steps. The Earth turns with it, because the point of the chain is reaching the places capital normally skips.

ANEWORIGINATE
Drag to spin · click the glowing symbol
Auto-spin
ORIGINATE

Click the glowing symbol

The wheel clicks past a stop like a roulette wheel. Wherever it lands, that party's symbol starts pulsing — click it and you will see what they do, what they contribute, and who they hand off to. The Earth turns in lockstep, because this is a chain built to reach the places capital normally skips.

Why This Matters

Your roof isn't too small. It has just never been financed.

655 million people still have no electricity at all, and around two billion still cook over polluting fuels. Meanwhile the world puts roughly US$2.1 trillion a year into climate — against the US$7.4 trillion a year that's needed through 2030. We are short by more than three times over.

The gap isn't panels

Solar has never been cheaper. The hardware is solved. What's missing is paperwork: nobody drafts bond documents for an $18,000 rooftop, so the capital that wants to fund exactly this never finds it.

Small is where the emissions are

The homes, farms, clinics and workshops that are too small to underwrite are, added together, an enormous share of global energy demand — and the fastest-growing one. Skipping them isn't a rounding error. It's the whole problem.

Aggregation is the lever

One project can't move a market. A hundred thousand of them, pooled and verified, become an asset class — and an asset class is something a pension fund is allowed to buy. That's the entire trick.

What your one system becomes when it isn't alone

One home 13.1 MWh a year 6 tonnes of CO₂e avoided 10,000 homes 131 GWh a year 59,000 tonnes avoided 1,000,000 homes 13.1 TWh a year 5.9 million tonnes avoided Costa Rica’s entire annual electricity use ~11.5 TWh Log scale. One home is the sliver on the left — that is exactly the point. Modelled on an 8 kW system at ~13,100 kWh a year and a world-average grid of ~0.45 kg CO₂e/kWh; cleaner grids avoid less.
A million ANEW rooftops would generate more electricity in a year than Costa Rica consumes — and avoid roughly 5.9 million tonnes of CO₂e, about the same as taking 1.3 million cars off the road. Not one of those rooftops could have raised that capital by itself.

This is the part worth being plain about. You are not being asked to donate to the climate, or to pay a premium to feel better. You are being asked to redirect a bill you are already paying — into a system you end up owning, on a roof you already have.

  • You supply the site. That is the scarce thing. Capital is abundant; verified, well-sited projects are not.
  • Your meter becomes evidence. Device-signed generation data is what lets a verifier certify the bond that funded you — and the next thousand people after you.
  • Your project makes the next one cheaper. Every completed, performing system is track record. Track record is what moves the coupon down.
  • You are the collateral, not the credit risk. The note is serviced by what your system provably produces — which is why your income status doesn't gate you out.

Climate finance has spent two decades trying to move money to big projects in rich places. The emissions, and the people without power, are somewhere else. Aggregation is how the money finally gets to where the problem actually is.

The shortfall, in numbers

  • Without electricity655 million people
  • Cooking on polluting fuels~2 billion people
  • Climate finance today~$2.1T / year
  • Needed through 2030~$7.4T / year
  • Needed in emerging markets~$2.4T / year
  • The gapmore than 3× short

Sources: IEA energy-access reporting (2026); Climate Policy Initiative, Global Landscape of Climate Finance.

See What My Site Could Do → How the funding works

How It Works

From your roof to the bond market — ten plain steps.

Nobody should need a finance degree to understand who is paying for their solar panels. Here is the whole chain, start to finish. Each step is a real party doing a real job — and every one of them gets paid out of the same pot.

1

We audit your site

eScout, on anewenergy.earth, surveys your roof, your land and your meter against real NREL climate data. Out comes an engineering answer: how much sun or wind you actually have, how much power you actually use, and what size system fits. No salesperson involved. This is the number every later step is built on — which is why the audit has to be honest.

2

Certified installers bid

The audit goes out to ANEW-certified installers in your region, and they bid to do the work. You get competitive pricing without having to chase three quotes yourself, and the bond gets a real installed cost instead of an estimate.

3

The four value streams are priced

Against that specific system we price what it will produce: the power (savings plus anything exported), the carbon credits, the tax and duty incentives your country offers, and the tree. That total is what the project can afford to carry.

4

Insurers wrap the warranty

Financed renewable energy has to be warranted, or no bond investor will touch it. Specialist markets — the Lloyd's syndicates, Chubb and their peers — write performance-guarantee and warranty cover that stands behind the equipment for the life of the note. Budget roughly 0.8–1.0% of project cost per year, which is about 8–10% across a ten-year note. That premium is a cost of the project and goes onto the ledger with everything else.

5

Costs go on the ledger

Equipment, installer bid, insurance, audit, certification and a reserve buffer are added up into one number per project. That is the project's line on the bond ledger. Nothing goes in that hasn't been priced by somebody with their name on it.

6

Projects pool into a weekly basket

One rooftop is too small for the bond market. A few thousand of them are not. Each week's completed projects are pooled into a country basket — Costa Rica first — so that thousands of individually unbankable systems become one diversified, institutional-scale portfolio.

7

The basket is certified and drawn

The basket is structured to the Climate Bonds Standard, checked by a Climate Bonds Approved Verifier, and drawn as a tranche — a "tap" — under the US$500M Medium Term Note programme. The $500M is the programme ceiling; each weekly tap is a slice of it, not a new half-billion. Paper is drafted, a trustee and paying agent are appointed, and the tranche is listed.

8

Investors buy it

Green banks, development finance institutions, pension and sovereign funds, donor-advised funds and values-aligned pools buy the tranche. Certified climate paper is genuinely scarce relative to the money mandated to hold it — green bonds have been running roughly 2.6–5.2× oversubscribed against 2.3–3.3× for equivalent conventional bonds, and certified issues have priced at a modest yield advantage. That scarcity is our leverage.

9

60 days to switch on

Proceeds fund the equipment and the installer. A 60-day commissioning window runs before the first coupon is due, so the system is producing power before it owes anybody anything. On sign-off, the trustee releases payment: the installer gets paid, ANEW gets paid, the insurer's premium is settled.

10

The system pays the coupons

Every month the meter reports what it made. Exported power, carbon credits, tax incentives and environmental-service payments are applied to the coupon in that order. Whatever they don't cover, the customer pays — and because their old bill has largely gone away, that balance is meant to be smaller than what they were paying before. That is the whole point.

The Whole Picture

The circle of capital.

Every arrow is a real transfer between real parties. Orange is equipment and work, green is money, gold is the credits and income the system earns. They all pass through one place — which is the argument for ANEW existing at all.

ANEW Energy the catalyst Customer & Site hosts the system eScout Audit engineering truth Certified Installers bid and build Equipment & Storage ANEW hardware Insurers Lloyd’s · Chubb Trustee & Paying Agent releases the money $500M MTN Programme weekly taps Bond Investors carry the risk Approved Verifier Climate Bonds Standard Carbon Markets CME · registries Tax & Duty Incentives credits, exemptions Grid, Offtaker & Trees pays for the power Equipment & work Capital Credits & income Arrows point the way value travels. Everything meets at the hub — that is the whole job. $500Mbuyers
Nothing here is exotic. It is a lot of ordinary contracts, arranged so a rooftop can carry institutional paper.

Who's At The Table

Eleven parties. One project. Everybody has a job.

Creative climate finance sounds complicated because it involves a lot of people. It isn't complicated — it's just crowded. Here is every party in the chain, what they actually do, and how they get paid.

WhoWhat they doHow they get paid
The customer Owns the site, hosts the system, uses the power and signs the agreement. Paid in avoided bills. Their old electricity or diesel spend is redirected — most of it to the note, the rest stays in their pocket.
ANEW Energy Manufactures the equipment, runs eScout, assembles the baskets and sponsors the programme. We are a packager and a manufacturer — never a lender. On the equipment we sell, plus a disclosed packaging fee per project. Paid by the trustee at commissioning, not up front.
Certified installers Bid on the audited site, install to ANEW standard, and stand behind the workmanship. Their winning bid, released by the trustee once the system is commissioned and producing.
Insurers & warranty markets Lloyd's syndicates, Chubb and peers write the performance-guarantee and warranty cover that makes the paper financeable. A premium of roughly 0.8–1.0% of project cost per year — about 8–10% over a ten-year note — capitalised into the ledger.
Approved verifier An independent, Climate Bonds–approved firm that checks the basket against the Standard before issuance and reports after it. A fixed verification fee per issuance, paid from proceeds.
Trustee & paying agent Holds the proceeds, releases payment only against commissioning sign-off, and administers every coupon. The referee nobody can lean on. A fee on the programme, paid from the issuance costs line.
Actuaries & risk modellers Price the insured risk and model expected generation against reality across the whole portfolio, so the coupon assumptions are stress-tested, not hoped for. Inside the insurance premium and the programme's oversight budget.
Bond investors Green banks, development finance institutions, pension and sovereign funds, donor-advised funds and values-aligned pools buy the tranche and carry the capital risk. The coupon — serviced first from the project's own value streams, before anything reaches ANEW's margin.
Carbon & credit markets Registries issue the credits; exchanges such as CME price and settle the offset futures that let a basket hedge its carbon revenue. Standard registry and exchange fees, netted out of credit proceeds.
The utility or offtaker Buys the exported power under a contracted rate or net-metering arrangement. They pay in — that payment is the largest single input to the coupon.
The tree One planted per product sold, geo-tagged and tracked. Eligible under Costa Rica's Forest Law 7575 environmental-services programme, administered by FONAFIFO. Environmental-service payments and, over decades, sequestration value. Small money, real permanence — see the note below.

On the tree, honestly: Costa Rica's PES programme pays per hectare rather than per tree, and a single tropical tree is worth on the order of a dollar or two in environmental-service payments and a few dollars more in sequestration across its life. It is a genuine climate asset and a genuine audit trail. It is not what pays your bond coupon, and we won't pretend otherwise.

Who Gets What

Two worked examples, with the actual slices.

Illustrative modelling, not an offer or a quote — your own numbers come out of your eScout audit. But this is the shape of the deal, and the shape doesn't change much.

Example A — a family home in Costa Rica · 8 kW solar + 10 kWh storage · US$18,000 installed

Where the $18,000 goes
$18k installed cost Equipment (ANEW) — 65% · $11,700 Installer bid — 17.5% · $3,150 Insurance wrap — 8% · $1,440 eScout audit + packaging — 3.9% · $700 Reserve buffer — 3.0% · $550 Certification & trustee — 2.6% · $460 Illustrative. Duty and VAT exemptions on clean-energy equipment are applied before this total.
Who repays the ~$24,000 over ten years
$24k debt service Power — savings + export82% · $19,700 Customer balance17.5% · $4,210 Carbon credits + tree0.4% · ~$90 Costa Rica's grid is already ~98% renewable, so carbon credits here are worth very little. That is a fact about Costa Rica, not about the model — see Example B. Customer's prior grid bill over the same ten years: ~$19,700. They pay $4,210. They keep the difference.

Example B — a clinic or workshop in Kenya · 30 kW solar + 60 kWh storage · US$65,000 installed

This is where the model gets loud. The site currently runs a diesel generator at roughly US$0.40 a kilowatt-hour. Replacing that with solar and storage saves about US$18,000 a year — while displacing a dirty generator throws off roughly 31 tonnes of CO₂e a year of genuinely additional carbon credits. Debt service on the $65,000 note is about $8,660 a year over ten years.

  • Bond investors take 47% of the value created — $8,660 a year, and it is covered nearly twice over
  • The business keeps 53% — about $9,700 a year, from year one, on a bill they were already paying
  • Carbon credits cover ~4% of the coupon — $378 a year at $12/tonne, and materially more if credit prices firm
  • The customer contributes nothing extra — the diesel savings alone over-cover the note

Same structure, same paperwork, same certified installers — a very different pie, because the thing being displaced is expensive and dirty instead of cheap and clean. This is why the programme runs country baskets rather than one global pool: each market's economics are honest about themselves.

Kenya · annual slices

  • Value created / year~$18,380
  • → Bond coupon$8,660 · 47%
  • → Stays with the business$9,720 · 53%
  • Carbon avoided / year~31 tCO₂e
  • Coupon cover ratio~2.1×
  • Simple paybackunder 4 years

Why we run country baskets, not one global pool

Costa Rica · family home Grid is already ~98% renewable Power — savings & export 82.1% Customer balance 17.5% Carbon + tree · 0.4% $24,000 of coupons over 10 years Kenya · clinic or workshop Displacing $0.40/kWh diesel Power — diesel avoided 95.6% Carbon credits · 4.4% $86,600 of coupons over 10 years — covered 2.1× over
Same structure, same paperwork, same certified installers — two completely different pies. Carbon credits are near-worthless against Costa Rica's clean grid and genuinely material against Kenyan diesel. A single global pool would hide that. Country baskets make each market answer for itself.

Both examples are illustrative models built from public tariff, insolation and carbon-price data, shown to explain the structure. They are not quotes, projections, or an offer of any security, and actual results will differ by site, market, tariff, credit price and financing terms.

Proof-of-Generation Nodes

Every device is a node on the grid of capital.

Every ANEW product carries a Physically Unclonable Function (PUF) — a hardware identity read from the microprocessor's own flaw signature — the unique pattern of microscopic imperfections every chip is manufactured with, mapped into an ID that can't be cloned, spoofed or duplicated. Carbon credits live or die on measurement, reporting and verification, and the usual weak link is a meter reading somebody typed in. A PUF closes that gap: every kilowatt-hour is signed by a device that can prove it is the device. The credits, the incentives and the coupon all trace back to that signature. A kilowatt-hour doesn't care where it was generated, so a farm in Costa Rica underwrites just like a rooftop in Colorado. Proof, not promises.

  • PUF hardware identity on every device — mapped from the processor's own flaw signature, clone-resistant by physics
  • Paired with encrypted, carrier-authenticated cellular — two independent roots of trust, not one
  • Signed generation data is the evidence base a verifier and a registry need
  • Auditable data trail behind every credit and coupon — verified, not estimated
  • Digital-asset ready — a foundation for tokenized, device-verified energy on our roadmap

The Capital Network

  • StandardClimate Bonds Standard · approved verifier
  • Carbon marketsCME offset futures & registries
  • Risk transferLloyd's · Chubb · warranty markets
  • Development capitalWorld Bank · EIB · GCF · FMO
  • Green banksNY Green Bank · CEFC · GIG · REEEP
  • PhilanthropyDonor-Advised Funds · UN SDG capital
  • Sovereign & values-alignedIslamic finance · Tribal sovereignty funds
  • OversightTrustee & paying agent · actuarial risk review

The Machine Behind The Money

This board is why a bank will lend against your roof.

Every claim on this page — the carbon credits, the coupon, the warranty, the verification — rests on one small board bolted inside your equipment, and specifically on the PUF identity living on it. Tap the three markers to follow that identity: where it lives, where it gets applied, and how it reaches the market.

ANEW · Communications Platform
ANEW Communications Platform — populated circuit board with screw terminals, radio modules, ride-through cells and expansion headers, studio render

Tap a marker to follow the PUF identity

Climate finance has an honesty problem, and it is not usually fraud — it is estimation. Somebody models what a system should have produced, somebody else audits the model, and a credit gets issued against a spreadsheet. That works until it is examined.

This board replaces the estimate with a signature. It measures at the source, signs with a silicon-derived identity that cannot be duplicated, and carries that signature out over an encrypted, carrier-authenticated link — two independent locks, not one. That is the entire reason an institution can underwrite thousands of rooftops it will never visit — and it is the difference between our paper and a promise.

  • Measured at the source, not modelled after the fact
  • Signed by hardware that can prove it is that hardware, over a carrier-authenticated encrypted link
  • Powered and connected independently of the asset it watches
  • One record serving the coupon, the registry, the warranty and you

The PUF Chain

How a chip on your roof becomes a bond somebody buys.

This is the part that usually gets hand-waved. Climate finance runs on measurement, and measurement runs on trust — so we removed the part where you have to trust anybody. Tap any point to see what happens there.

Capital flows back to your roof Your device The signed reading The verifier The basket The note The investor PROOF TRAVELS RIGHT · CAPITAL TRAVELS BACK

Tap a marker to see what happens there

Read it left to right and it is a supply chain for evidence. Read it right to left and it is a supply chain for money. PUF is the hinge — without a device that can prove it is itself, the whole chain is just paperwork asking to be trusted.

A Deeper Dive

A deeper dive into our funding methods.

Our strategy pairs a flagship instrument with a deep bench of capital resources. The flagship: a US$500M Medium Term Note programme structured for Climate Bonds Certification, listed where climate capital concentrates, and serviced by device-verified power, carbon and tax-credit cash flows. The $500M is the programme ceiling — tranches are tapped off the shelf as baskets fill, not issued whole.

Behind it, we are building the full capital stack for deployment: development capital from institutions like the World Bank, EIB and the Green Climate Fund; the green banking network; donor-advised funds and UN SDG philanthropy; and values-aligned pools from Islamic finance to tribal sovereignty funds — routed into weekly country baskets that reach real homes and small businesses.

Read the Full Investor Brief →
Our 5-minute pitch: how we're raising capital for the green energy revolution.

For Investors

Demand for clean energy doesn't have a down cycle.

The climate challenge isn't going away — which makes financing its solutions one of the most durable demand stories in any market. Our notes pair that demand with contracted cash flows, device-verified generation data, structuring to the Climate Bonds Standard with independent verification, an insured warranty wrap, and trustee-administered coupons.

Read the Investor Brief → Explore the Funding Tool Talk to Our Team

ANEW Energy is not a lender, broker-dealer or investment adviser. This page is for information only and is not an offer to sell, or a solicitation to buy, any security. Program terms are subject to applicable regulatory requirements.

The ANEW Energy operations entrance at dusk
The operations building behind every funded project.

The micro-grid is what makes the funding work: metered generation, storage and a grid connection produce a verifiable 24/7 output, and that output is exactly what the carbon credits, PPA and tax credits are written against.

ANEW reference design — architectural rendering.